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‘Slow wage growth and a rise in private rents mean that despite the economic recovery many households face a difficult financial situation, which can lead to mounting pressure to take out loans and put costs on credit.' He said: ‘Part of this rise could be due to people shopping online or using credit to spread the cost of Christmas.But if credit balances continue to increase at this rate into the New Year then concerns about a new and possibly unsustainable credit boom will grow.Stressed with the demands of his job, Dante passes time in wide-ranging conversations with his best friend, Randal Graves.

He returns to discover that Caitlin had sex with a dead man in the unlit bathroom, having mistaken the man for Dante (the man had earlier entered the bathroom with a pornographic magazine and had suffered a fatal heart attack while masturbating).

An ambulance takes a catatonic Caitlin away along with the man's body.

Dante Hicks, a 22-year-old retail clerk at the Quick Stop convenience store in Leonardo, New Jersey, is called into work on his day off by his boss to cover a few hours for another employee who is sick.

Arriving at the store, he finds that the locks to the security shutters are jammed closed with chewing gum, so he hangs a sheet over them with a message written in shoe polish: "I ASSURE YOU; WE'RE OPEN." Dante's day is spent in the hell of serving a succession of customers while repeating the fact that he is "not even supposed to be here today".

Clerks is the first of Smith's View Askewniverse films, and introduces several recurring characters, notably Jay and Silent Bob, the latter played by Smith himself.

The structure of the movie contains nine scene breaks, signifying the nine rings of hell as in Dante Alighieri's Divine Comedy, from which the main character, Dante, gets his name.

What happened inside the funeral home is not shown, but a subsequent conversation between the two reveals that Randal accidentally knocked over the casket by leaning on it. After she assures Dante that the engagement announcement was premature and arranged by her mother, the two trade banter and Dante becomes torn between her and Veronica.

He finally decides to take Caitlin on a date and goes home to change.

Miramax hired civil liberties lawyer Alan Dershowitz to appeal the decision and the MPAA relented and re-rated the film with the more commercially viable "R" rating, without alteration.

The film was shot in black-and-white and roughly edited due to a very modest budget of ,575.

Learning that he is stuck working the store all day, as his boss went to Vermont, Dante convinces his friends to play hockey on the store roof, though the game is short; twelve minutes in, an enraged customer shoots their only ball off the roof and into a sewer.

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